If your property has been damaged in the recent riots, you may well find that your insurance policy will not cover your losses. Most policies exclude damage resulting from ‘riot’, which in law, means when 12 or more people are present at the disturbance.
If you cannot claim under your insurance policy, you will have the right to claim compensation from the relevant Police authority under the Riot (Damages) Act 1886 . The Government is extending the time limit for claims under the Act from 14 to 42 days. The time limit runs from the day the damage occurs, so there is no time to be lost.
For more information on this subject, please contact Charles Goldthorpe in the Kempston office on 01234 858000 or by email on cg@hilliershrw.co.uk.
