Remortgages from HilliersHRW Solicitors

If you are looking to change your mortgage lender or looking to raise funds by taking out a new mortgage over your property then this is known as a re-mortgage.

Although we will not need to deal with another solicitor, we will need to check a variety of documents including some personal identification, the title deeds (or their whereabouts), details of any existing lender(s) or other parties who may have an interest over the property and whether you have any special requirements. As soon as we receive your new mortgage offer we will need to approve the title which may require us to carry out searches (for example a Local Authority Search) despite the fact that you may have lived at the property for many years. This is because your new lenders need to satisfy themselves that their interest will be adequately safeguarded.

Once we have approved the title we will report to you on your new mortgage offer. If we have carried out any searches then we will also report to you on these. If you are ready to proceed you will be asked to sign the Mortgage Deed in anticipation of completion.

Prior to completion you will need to ensure that any conditions of your new mortgage have been satisfied so that the lenders agree to release the mortgage funds to us on the day of completion. These conditions can include, for example, the need for you to provide acceptable Buildings Insurance details. Upon completion we will pay off any existing mortgage, our costs and will pay to you any net balance remaining.

In choosing HilliersHRW to handle your remortgage process, you will have access to a specialist team, able to advise you clearly every step of the way. Furthermore, our online tracking system gives you (and any approved third party) access to check the current situation of your remortgage 24 hours a day and seven days a week.

Contact:
Tom Caterer. Bedford Office. 01234 858000. Stevenage Office: 01438 346000. email

	Remortgages Transfer of Equity Buy to Let Lease Extensions	If you are looking to change your mortgage lender or looking to raise funds by taking out a new mortgage over your property then this is known as a re-mortgage. Although we will not need to deal with another solicitor, we will need to check a variety of documents including some personal identification, the title deeds (or their whereabouts), details of any existing lender(s) or other parties who may have an interest over the property and whether you have any special requirements. As soon as we receive your new mortgage offer we will need to approve the title which may require us to carry out searches (for example a Local Authority Search) despite the fact that you may have lived at the property for many years. This is because your new lenders need to satisfy themselves that their interest will be adequately safeguarded. Once we have approved the title we will report to you on your new mortgage offer. If we have carried out any searches then we will also report to you on these. If you are ready to proceed you will be asked to sign the Mortgage Deed in anticipation of completion. Prior to completion you will need to ensure that any conditions of your new mortgage have been satisfied so that the lenders agree to release the mortgage funds to us on the day of completion. These conditions can include, for example, the need for you to provide acceptable Buildings Insurance details. Upon completion we will pay off any existing mortgage, our costs and will pay to you any net balance remaining. In choosing HilliersHRW to handle your remortgage process, you will have access to a specialist team, able to advise you clearly every step of the way. Furthermore, our online tracking system gives you (and any approved third party) access to check the current situation of your remortgage 24 hours a day and seven days a week. Contact: Tom Caterer. Bedford Office. 01234 858000. Stevenage Office: 01438 346000. email Back to top

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